First Bank of Charleston First Bank of Charleston First Bank of Charleston
First Bank of Charleston First Bank of Charleston First Bank of Charleston
First Bank of Charleston First Bank of Charleston

First Bank of CharlestonFirst Bank of Charleston
Operating a business takes a lot of energy & time! Our community banking style allows us to know you personally and the ability to respond quickly.

Business Accounts and Solutions

Small Business Checking*
  • Non-interest bearing
  • 200 free transactions per month (minimal fee after that)
  • Business Debit Card
  • Check Images

Business Analysis Checking*
An account designed for high activity levels
  • No required minimum charges
  • Earnings credit offset charges for services used
  • Business Debit Cards

Business Money Market*
Earn premium interest rates and keep your funds liquid and secure.
  • Tiered Interest Rate based on the balance of the account
  • Avoid a monthly service charge by maintaining a minimum balance of $7500 or more
  • Six free withdrawals per month*
  • Tiered interest rate schedule is based on balance of the account
* A fee is imposed for more than six withdrawals or transfers to another account of yours or to a third party by preauthorized or automatic transfers, telephone or computer transfers or by check, draft, debit card or similar order to a third party. Transfers made in person, mail, at ATM or for loan payments at our bank are unlimited.

IOLTA Accounts

Certificates of Deposit*
Investing can provide peace of mind because of the insured security and steady increase in funds.
  • A variety of terms available from 30 days to 66 months
  • Minimum balance required for opening is $500
* Call 304.340.3000 or Come by to See our Fee Schedule for Required Opening Deposits, Monthly Service Charges, Early Withdrawal Penalties & Other Fees.

Business Loans
First Bank of Charleston is committed to exemplary lending service to small businesses.
  • Customized Business Loans
  • Construction Loans
  • Lines of Credit
  • Letters of Credit
  • Term Loans

Cash Management & Treasury Services
At First Bank of Charleston, we pride ourselves on our ability to bring you top of the line products delivered with personal touch and a quick response. We can craft a proposal to fit your specific business model.
  • Receivable/Collection Processing
  • Payable Processing
  • Fraud/Convenience Services
  • Merchant Services
  • Payroll Debit Cards for Employers
Find out more about Our Business Solutions and Request a Business Deposit and Cash Management Proposal Today!

Important Information About Procedures For Opening A New Account
To help the government to fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Contact us today or visit our office for more information.
304-340-3003 fax

304-340-3030 First Response
Banking Balances and Transfers by Telephone

FDIC Equal Housing Lender
First Bank of Charleston
First Bank of Charleston First Bank of Charleston First Bank of Charleston
Personal Banking  |   Business Banking  |  Electronic Banking  |   Location & Hours  |   Calculators  |   Contact Us  |   Privacy Notice
   About First Bank |   Career Opportunities |   Forms & Applications   |  Home
Personal Banking Business Banking Electronic Banking Locations Calculators Contact Us Privacy Notice About Us Employment Opportunities Forms and Applications Home