Consumer Loans

First Bank of Charleston offers a variety of personal loan products to meet your credit needs.  Our loan officers can give you a variety of options, so you can find the monthly payment amount and number of payments that work best for you. 

• Personal Loans
• Home Equity Lines of Credit
• Mortgages
• Vehicle Loans 

Information that may be needed to process your application:

• Social Security Number, for borrower and co-borrower (if applicable)
• Employment History for the last two years
• Current pay stubs or W-2 forms
• Tax Returns for the last 2 years
• Checking and Savings Accounts and Certificates of Deposit (last 2 months' statements)
• Stocks, Bonds, and Investment Accounts (last 2 months' statements)
• Retirement Plan information; approximate vested interest value and copy of latest statement
• Automobiles; make and model of automobiles and their resale value
• Other Assets, Liabilities and Non-Mortgage Debt
• Creditors names, addresses, account numbers
• Monthly payments and balances

Come by or call 304.340.3000 to find out more details!

Important Information About Opening New Accounts: To help the government to fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.